Surviving Another September

Surviving Another September


September always ushers a whirlwind of change into our lives that make it notoriously one of the most stressful months of the year. As long summer light fades earlier and temperature shifts signal to foliage that the end of the growing season is near, people start to ramp up their activities. September tends to be frantic. We shrug off those relaxed summertime vibes and focus on getting back to routines and structured activities. This year, you may notice that with the arrival of sweater weather and back-to-school backpacks, there isn’t the same hint of exuberance as in years past. There’s a good reason for that.

In Canada, it is our second September living with the wide-reaching effects of COVID-19. While we continue making strides towards turning a more confident corner against the pandemic through vaccination programs and diligent adherence to safety practices, the path to get to this point has not been easy. There have been confusing and changing pandemic regulations that vary from province to province. Information about various vaccines has also been confusing and problematic from a supply standpoint, not to mention concerns about side effects, and mixing vaccination formulas for second doses. There’s been so much loss: people we care about, life’s moments and milestones, and for many economic and food insecurities. Our summers are short. Spending time outside seemed to be a way to regain some semblance of everyday activities and normalcy. We’re all exhausted from living this pandemic-altered reality. Unpredictability and uncertainty pile on in a month already full of change. Frankly, we think it’s important to acknowledge that we’re a bit off our collective game, and that’s okay.

Instead of letting overwhelming feelings hold us in their grip, we can name those stressors and look at supports that will help us move beyond them with confidence. Perhaps it starts by anchoring ourselves to what we do know about September. It can engage our senses with a beautiful display of autumn-coloured leaves, nostalgic smells and sounds that jump out at us in the cooler air. When we pause to ground ourselves, it can help us feel like we’re on more familiar ground so that we can move forward again.

Recognizing and managing stress

Stress is a normal part of our lives. It’s a holdover from prehistoric times when humans needed to respond to threats to stay alive. Today’s stressors may not have the same kinds of life-or-death moments encountered by our neanderthal cousins. However, they can still induce the same types of physical and mental responses.

Think about how you might respond to these situations:

  • Your boss just called to ask you to have a report ready today at noon instead of two days from now.
  • Your kids wouldn’t cooperate with getting dressed or eating breakfast today, and you need to be somewhere by the top of the hour.
  • You don’t want to do the dishes alone again this week while your partner has gone to watch a program.
  • You’ve been unable to work because you’ve been so sick.
  • You argued with a friend.

These are stressful situations that are all related to external stimuli. They will cause you to feel pressure at the moment, but once the problems have been resolved, the stress subsides. You are experiencing normal stress. It’s not life-or-death.

But what about when the stress doesn’t go away, and you develop “persistent feeling[s] of apprehension or dread in situations that are not actually threatening?” 1 In this case, you are moving into chronic stress territory. The responses being triggered are something you’ve created through internal dialogue and your reactions may trigger anxiety.

What are some signs of stress and anxiety?

Stress

  • Caused by situations you experience.
  • Can be traced back to an external cause.
  • You use coping tools.
  • After they are resolved, the stress diminishes or disappears.

Anxiety

  • Caused without an external stressor and linked to your internal dialogue.
  • Typically prolonged and chronic.
  • Left unmanaged can build from being mild, short-term, and manageable to severe disorders that can last for months and “negatively affect mood and functioning.”(2)

Both stress and anxiety

  • Panic attacks
  • Insomnia
  • Trouble focusing
  • Anger
  • Irritability
  • Fatigue
  • Muscle pain
  • Difficulty with digestion.

We must remember that stress is not always bad. Stress is an important reaction that protects you from danger. When experiencing stress, your body releases hormones, adrenaline and cortisol increasing your blood pressure and heart rate providing the energy needed to fight or flee from crisis scenarios. Without adequate stress in your life, you are likely to feel less motivated, and unenthused. You may lack the necessary reasoning to pursue personal goals and may find difficulty enjoying simple pleasures and the enthusiasm to start living life to its fullest. In contrast, having too much stress will manifest in physical, mental, and emotional ailments with feelings of anxiousness and pressure.

How has COVID-19 been stressful?

With the pandemic, we’ve all been dealing with isolation and being apart from friends and family. Simultaneously, we’ve been fearful of contracting the virus. Researchers are tracking how the pandemic’s mental stress is translating to increased and prolonged anxiety and depression. We’ve been grieving our losses. In some cases, people we know have lost their lives directly because of the virus. Others may have indirectly because of delays in treatment or therapy caused by shifts in healthcare resource priorities. It’s been stressful working virtually using video and tele-conference technology which is not the same as being together in the same room. For those who haven’t been able to work from home, remembering to social distance and remain physically distant makes everyone more cautious and less natural. Similarly, after a year of pandemic-related stay-at-home orders, you might find that your patience and tolerance have diminished with the people with whom you live.

What kinds of long-term changes could we begin to experience because of COVID-19?

The pandemic has shifted how we interact with each other and the types and locations of employment. For example, “the internet and social media have allowed us to reach into each other’s homes” but also learn new skills and develop new hobbies.(3) Cooking, gardening, and improvising because of supply shortages have become commonplace as more people discover their creative side. Similarly, for those who can work from home, this is a switch that may remain in place. New and additional safety protocols may be implemented for those who work in public settings in order to limit and reduce further community spread of infection. Additionally, with socially distanced and reduced ridership on mass transit, people may be more apt to walk or cycle to work. As a result, the hours where people need to be at work may shift, resulting in “the disappearance of the 9-5 altogether.”(4) Finally, with stay-at-home orders and a shift in commuting, the climate is getting some greatly needed relief. There have been drops in greenhouse gasses and harmful air contaminants. Similarly, traffic reductions have eliminated pollutants. Wildlife has returned. All of these events point to the prospect of how with a little more conscious decision-making, we can achieve a greener future.

COVID-19 also exposed social inequity identifying vulnerable institutions and populations within our society. There has been much debate around how to protect essential workers. Every essential worker, from doctors, nurses, and healthcare workers, to retail and restaurant workers, put themselves at risk and in harm’s way in order to maintain their livelihoods. While recognition was strong early in the pandemic, collective fatigue has waned the recognition and declarations of gratefulness that people enthusiastically participated in. We have also seen that there must be a priority given to policy changes and funding discussions for healthcare in general. Too many systemic vulnerabilities have been exposed in rural, urban centres and Indigenous and immigrant communities.

Vaccinations are key

As vaccination programs continue, the hope is that all eligible and able citizens will become fully vaccinated.
As we’ve been seeing, there is a direct correlation between the number of vaccinations administered and the shift
in community transmission. It’s only with the public’s involvement in all countries that immunizations will help reduce the threat level of the virus.

Traditional September events

For back to school, be it elementary, secondary, or post-secondary, we’re going to see a mix of teaching
and learning styles in place as part of a new reality. While many students and teachers have been learning through remote, online sessions for some time, it’s expected that pockets of the population will continue using these methods. For some, online learning has been a struggle; whereas others have thrived. With each term, teachers and instructors learn new techniques to help deliver classes most safely and effectively. Some programs may see an evolution where some students are present in the classroom, while others are remote.

With the end of summer, it’s also often a time to refocus efforts at work with added attention to our professions. Again, there may be some workplaces that are eager to welcome employees back to their physical spaces. Still, others will take more time to develop return-to-work plans and modify their environments for safety. Other employees who have become accustomed to alternate work arrangements must be ready to follow their employer’s expectations and instructions for when and how they will return. In some cases, employees may be permitted to continue their work from home arrangements.

Mental health: A shadow pandemic that workplaces can help address

People’s mental health was of concern before the pandemic, however through COVID-19, it has “accelerated…mental health and emotional distress” crises.(5) Workplaces can help by targeting “financial, physical and mental well-being” when working with employees.(6) Investments in training managers in mental health first-aid, assisting employees in making connections to resources and services that can offer help, and shifting the culture to be supportive are all initiatives that will help employees re-adjust over time.

Coping, building resiliency and moving ahead

In the early days of the pandemic, people were optimistic that life would return to normal, but it may not be the normal we knew. You may have heard the term “new normal” used in conversations where people pondered and tried to imagine the effects of all the changes we have experienced to date. We can see now that many uncertainties are starting to recede. It will take time and patience to develop new practices and protocols that will be supportive and make good sense. Instead of focusing on a “new normal,” perhaps it would be easier, for now, to consider what we’re experiencing as a “next normal”. A shift in our thinking here will help alleviate stress and be kinder to managing expectations without being overburdened. There will inevitably be changes, so learning how to cope can help reduce stress and anxiety.

Some easier ways to support this include:

• Take a self-imposed media break

– Sometimes you can be surprised and overcome by unproductive or negative thoughts and viewpoints expressed by social media connections. Recognize when social media and news media are elevating your stress levels and tune out. You may set daily limits or “mute” distressing content to give yourself a break.

• Get outside and keep moving

– Exercise is one of the best things you can do to stay healthy and find good well-being.

• Get enough rest

– Never underestimate the power of a regular sleep cycle. Sleep hygiene plays an integral part in “cleaning the brain,” which can help alleviate brain fog symptoms and may help protect against neurocognitive decline.(7)

• Get help

– Seek professional supports through various resources and services, including your Employee and Family Assistance Plan (EFAP).

– Don’t forget about free resources and collaborations such as Wellness Together Canada at wellnesstogether.ca. It provides people with counselling, coaching, and courses as part of a toolkit to improve their overall mental health and wellness in response to the stressors of the pandemic.


References:

1. Ross, F. (2018, June 8). Stress vs. Anxiety – Knowing the Difference is Critical to Your Health. Mental Health First Aid. https://www.mentalhealthfirstaid.org/external/2018…
2. American Psychological Association. (2020, September 21). What’s the difference between stress and anxiety? APA. https://www.apa.org/topics/stress/anxiety-differen…
3. Dartness, L. (2020, June 29). The Covid-19 changes that could last long-term. BBC Future. https://www.bbc.com/future/article/20200629-which-…
4. Ibid.
5. Grzadkowska, A. (2021 March 17). Organizations must stop ‘second pandemic’ of mental health. Insurance Business Magazine (Canada). https://www.insurancebusinessmag.com/ca/news/broke…
6. Ibid.
7. Liverpool, L.. (2019, October 31). A type of brainwave may help clean your brain while you sleep. New Scientist Journal. https://www.newscientist.com/article/2222016-a-typ…


​Understanding Mental Health with Chronic Disease

​Understanding Mental Health with Chronic Disease


Long-lasting health conditions such as heart disease, cancer, and diabetes are known to be the leading causes of premature death and disability in many countries in North America. For years, the World Health Organization(1) and the Pan American Health Organization(2) have correctly predicted the steady rise in those and other chronic conditions due to the effects of things like globalization and the growing middle class. These organizations have also indicated that long-term healthcare solutions must take a patient’s mental health, not just their physical symptoms, into consideration when deciding on a course of treatment.

In this article, we discuss the criteria that make a disease or illness chronic and how, if left untreated, it will affect a person’s mental health over time. We also offer helpful tips for those currently dealing with mental health issues related to a chronic condition, especially during the pandemic.

What is a chronic disease and/or illness?

A chronic condition tends to be persistent and long-lasting, with effects that compound over time, often lasting longer than twelve months.(3) One essential thing to know about chronic conditions is they can go unnoticed and untreated for long periods because they are hidden and affect patients internally, with a severity that increases over time. Patients with chronic conditions can be left feeling confused, frustrated and even hopeless in circumstances where their symptoms are very obvious to them but evade proper detection and diagnosis by their doctors. This can weigh heavily on the mental health of a chronically ill patient.

What effects do chronic diseases and/or illnesses have on mental health?

Eventually, a person who has been sick with a chronic condition will discover just how powerfully and fundamentally linked mental health and physical health is. They are twice as likely to develop depression and anxiety compared to those who are not chronically ill.(4) Having co-existing mental and physical conditions can and will diminish the quality of a person’s life throughout their illness, tending to end in longer durations of suffering and worse than average patient outcomes.(5)

Other common mental health conditions that are caused or affected negatively by a chronic condition include:

  • Mood and anxiety disorders
  • High levels of stress
  • Changes in body image and self-esteem
  • Poor self-care practices, which could lead to worsening physical symptoms
  • Suicidality

Although the mental health outcomes of a chronically ill person can seem grim, there are many proven ways to manage both the physical and mental impacts of disease and improve their quality of life.

Tips on managing mental health when you have a chronic disease and/or illness

You don’t feel yourself when you’re in pain, in the middle of a flare-up, or just unable to engage in life the way you can without the chronic symptoms of your condition. Yet, there are identify-affirming and depression-lifting activities that can help. Pay attention to how you feel on a given day, and choose a tip below that suits your moods, needs, and energy level.

Physical exercise

Evidence from many studies shows us that regular exercise can improve a person’s mood. Walking is an excellent starter option, as it is free, locationally flexible, and can be done while socially distancing. You may prefer more adventurous activities like trail biking, rock climbing, or paddling on the water. Build a routine that incorporates various activities and consult with your doctor to ensure that the plan works with the chosen course of treatment without causing additional harm.(6)

Mindfulness or meditation

Studies suggest that just 10 minutes of quiet reflection, deep breathing, or guided imagery can not only relieve stress, but it can even increase one’s overall stress tolerance.(7) There are many guided meditation apps and videos available online, or you can make your meditation your own by listening to relaxing music, sitting in nature, or doing some light stretching as you meditate.

Serving others

For some people, purpose reveals itself through connections to others through serving them. Some seek meaning through spirituality and religious affiliation in their volunteering. You can explore whatever types of communities you value, like a cleanup program or a companionship program for ageing veterans.

Group and solo counselling

Your healthcare provider needs to know how you are feeling, both physically and emotionally.(8) Coping with a chronic condition can increase the stress of everyday life and affect your feeling of well-being. Depression and anxiety can make it challenging to manage and treat your condition. Your provider can help you explore the best way to address your feelings, which may include referrals for counselling, a social worker, a support group, or other vital support to cope with the challenges of a chronic condition.

Chronic conditions and COVID-19 considerations

The most current information suggests that older people with chronic conditions are at higher risk of developing more severe illnesses or complications. Patients at higher risk for COVID-19 complications include more senior people with chronic conditions such as diabetes, heart disease and lung disease. While most people with COVID-19 recover, those with chronic conditions are also at higher risk of death if they become ill.

Patients at higher risk for COVID-19 complications due to a chronic condition must take the same measures to avoid influenza, colds, and other diseases, such as washing their hands regularly and avoiding touching their face.(9) They must also avoid large gatherings and stay away from other people who are ill. Of course, the downside to this is that isolation from people and outdoor activities puts a person who is already sick at further risk of depression, anxiety, and other mental health conditions.

How to help those with a chronic disease and/or illness

If you are reading this because you are the friend or family of someone going through a chronic condition, know that you can do things to help.

Get informed.

The more you know about a chronic condition, the better equipped you’ll be to understand what’s happening to the person you care about and why. Direct your questions to the patient’s doctor or nurse to get the most straightforward answers about their diagnosis and course of treatment.

Perform mental and physical health check-ins.

Check-in on the person you care about regularly and try to notice any changes in the type or severity of the symptoms they are experiencing. Not only will this help you in empathizing with their struggle, but it should help you both get a clear idea of how they are reacting, physically and mentally, to their treatments.

Make a lifestyle change in solidarity.

Treatment for just about any chronic condition involves lifestyle changes — stopping smoking, losing weight, exercising more, and shifting to healthier eating habits. If you can, try to adopt those same changes to improve your health and show support for the person you care about who is chronically ill. It usually pays handsome dividends, ranging from feeling better to living longer.

Understand the symptoms of depression.

Dark, gloomy moods plague many people with chronic diseases and can hamper even a determined patient’s
best attempts to maintain their health. Knowing the signs of depression can equip you to intervene and disrupt
these feelings constructively and beneficially, including mood-lifting activities (as suggested in a previous section) or medication.

Prepare to talk frankly about end-of-life decisions.

The diagnosis of a chronic condition tends to make one come to terms with the idea of a premature death caused by the condition.(10) If you find yourself having conversations with the person you care about that focus on death and end-of-life decisions, do what you can to become informed about the processes behind things like do-not-resuscitate orders, funeral and burial arrangements and estate management. Although these are typically uncomfortable subjects, the patient deserves the peace of mind of controlling what happens if and when they do pass.

It is common for a person’s mental health to slip while dealing with chronic condition but it is essential to remember that not all chronic conditions lead to premature death. Many people can live long and fulfilling lives if they learn to manage the symptoms of their illness, which includes those connected to mental health and overall happiness. Temporary feelings of sadness are commonplace in cases of chronic conditions. Still, suppose these and other symptoms last longer than a couple of weeks. In that case, a person may need additional help from their healthcare professionals, family, and perhaps even their workplace to make coping with and enjoying life as easy as possible despite challenging circumstances. From physical activities to mentally stimulating challenges and even medications, there are many courses of action for someone who is facing a long-term condition that could diminish their mental health. When in doubt, refer to a healthcare professional for guidance on which activities will be the most and least beneficial depending on the specific diagnosis and the current status of the person’s health.


References:

  1. https://www.pwc.com/gx/en/industries/healthcare/emerging-trends-pwc-healthcare/chronic-diseases.html
  2. https://www.paho.org/hq/index.php?option=com_content&view=article&id=1646:chronic-diseases-americas-fact-sheet&Itemid=40721&lang=en
  3. https://www.cdc.gov/chronicdisease/about/index.htm
  4. https://ontario.cmha.ca/document-category/mental-health-and-addictions-conditions/
  5. https://www.nimh.nih.gov/health/publications/chronic-illness-mental-health/index.shtml.
  6. https://hss.mediasite.com/mediasite/Play/887b823f007045f48c6ca79f42411fe41d
  7. https://www.sciencedaily.com/releases/2017/05/170501094325.htm
  8. https://www.hss.edu/playbook/living-with-chronic-illness-top-10-tips-to-emotional-well-being/
  9. http://www.bccdc.ca/health-info/diseases-conditions/covid-19/priority-populations/people-with-chronic-conditions
  10. https://www.health.harvard.edu/staying-healthy/10-steps-for-coping-with-a-chronic-condition


Living a Fulfilling Life

Living a Fulfilling Life


Many people have encountered times when they feel a bit restless and yearn for adventures and new experiences. Scratching those proverbial itches can help someone feel that their life has purpose, focus, and clarity. Having a sense of purpose and direction can lift our spirits, improve mental well-being and leave you feeling more fulfilled.

Let’s be clear: this is not merely about following life lessons or ticking off things on a “bucket list.”(1) Fulfillment requires introspection, contemplation, reflection and acceptance as catalysts in the pursuit of happiness. Feeling fulfilled is an important part of living life with intention and purpose. There are many factors we will look at that influence how you define fulfilment. We’ll also be sharing suggestions about how you can take control of your life to improve your mental, physical and emotional health and wellness, especially as COVID-19 continues to impact our lives in ways that we never imagined.

What does it mean to be fulfilled?

The specifics of what makes you feel fulfilled will differ from someone else. Fundamentally, these revolve around the same basic set of ideas. Fulfillment is a state of being satisfied with what you’ve achieved after following your goals, developing abilities and habits, and acting on your intentions. It’s living comfortably within your set of values, without regret, while integrating both societal and cultural expectations along the way.

One way to gauge how fulfilled you feel involves looking at different aspects of your life. This kind of reflection can determine what helps you navigate personally, career-wise, and within your relationships. It’s important to consider how societal and cultural influences affect how personally fulfilled you feel and being prepared to step away within legal guidelines freely to discover and embrace your values. For example, society and cultural influences cast judgment about whether someone is single or married; whether they are a parent or not; and even whether they own or rent their home. On the career front, you might reflect on your education, job performance, or financial achievements. However, as you evaluate, you also need to consider that you may be comparing yourself to another person. If so, ask yourself why? Do you feel that you need to compete with others in finding fulfillment? What is it about that other person that you aspire to? While a bit of competition can be motivating, focussing too much on comparisons with someone else’s ideals can have the opposite effect. You want to reflect and work towards your own goals and dreams, not arrive at a one-dimensional creation. Given that consideration, you may discover that you are giving less time, energy and focus to the relationships you have with other people in your life. It may be something that you want to change. It’s good to look at the complexity and depth within your relationships because “good relationships keep us happier and healthier. Period.”(2)

The relationships factor

We often neglect our relationships and don’t make the necessary investments because we trade them for what we believe to be more critical or urgent. But in actuality, it’s the genuine connections we have with others that may have a more significant influence on our sense of fulfillment than we realize. Harvard professors Grant and Clueck conducted a series of studies that initially followed two groups of men to see if they could observe the factors that led people to have happy and healthy lives.(3) The researchers tracked 724 participants from “varying walks of life over the course of
75 years.” They revealed that “the quality of our life – emotionally, physically, and mentally – is directly proportional to the quality of our relationships.”(4) It’s the quality that’s key, and the depth of the relationship matters because “just knowing a lot of people isn’t enough.”(5)

There’s a lot of good that happens for our sense of fulfillment when we invest in genuine connections with people through meaningful relationships. We live shared experiences and have interactions that allow us to develop a social skill referred to as “Positive Alacrity,” which is defined as “creating intentional micro-experiences that cause an emotional uplifting in others.”(6) In short, it means that the frequency, mode and duration of our interactions can build meaningful, emotional currency within our relationships because “by uplifting others, we inadvertently uplift ourselves.” For example, when we connect with others consistently, using various communication modes that are founded in positive gestures and involve words, visuals and touch, we feel much better about ourselves. We can express our gratitude that they are in our lives. Another set of influential studies backed the power of these positive gestures and their ability to influence people’s happiness.(7) Participants completed tasks such as writing a short handwritten note, taking a minute to thank someone in person, gifting a small token of appreciation, and writing a longer letter, then reading it aloud to the recipient. The results showed that participants reported “increased happiness and decreased depression for a full month after completing the action[s].”

What else can influence your sense of fulfillment?

Experiencing close and supportive relationships helps you increase feelings of happiness and fulfillment. But other influences can affect how easy or difficult it might be to get there. Your family history, different life events you experienced, personal beliefs you developed and personality traits all influence your sense of fulfillment. Social messaging heard over the past few decades has revolved around a belief that people “deserve” to live out their dreams and that reaching your achieving big-ticket goals will also put you on the right track to finding true happiness. However, realistically, many people continue to live very fulfilled yet unextraordinary lives. There is no harm in having a pragmatic sense of purpose. On your quest to achieving fulfillment, you will need to spend time thinking about what motivates you.

Finding motivation

Consider this list as you reflect on your motivations

  • Think about your “why.” It could be someone or something you love to do, but there is a purpose for your actions.
  • Evaluate your life. Look at your family, friends, career, finances, health, relationships and fun; assess them on a scale of 1 (needs improvement) to 10 (totally awesome). Look at your low scores and describe what it would look like as a 10. Contemplating this could help you determine priorities.
  • Be realistic when facing challenges. It is not easy, and not everything will go your way. Learn from mistakes and recognize the contributions they make along the way.
  • Think of who is in your support network – family, friends, doctors, etc. and accept their help to get you back on track.
  • Recognize, track and celebrate your progress, no matter how small. It will give you a record of where you’ve started and how far you’ve gone, showing your movement and growth over time.
  • Keep moving forward. It’s okay to take breaks and engage in reflection to revisit your goals.

Still, goal setting can be a big help

Establishing goals can help you become more successful. It can also give your brain a boost of positive endorphins by helping you recognize and realize your achievements. You shouldn’t feel that you need to set drastic measures to be effective. Setting several smaller, more focused, manageable, reasonable, and achievable goals can be far more beneficial than chasing after lofty, unattainable and broad targets.(8)

There is also a tremendous benefit for using “goals [to] set direction” and “systems [to] build progress.”(9) For example, take the time to recognize the necessary activities along the way to achieving a goal. You will often have a greater sense of fulfillment and achieve more happiness that builds from that momentum. You might also identify anti-goals or things you don’t want to achieve. This approach allows for a reverse-engineering of your priorities to, in turn, give you more precise focus.

What you want to avoid is a situation where the goals are created without personal reflection and simply for the sake of having some written down. Suppose you don’t do the thinking to ensure they are purposeful. In that case, goals can make you feel worse about a situation because “if a goal is too vague, it’s harder to reach, and you don’t know when or if you’ve gotten there.”(10)

Keep an open mind and don’t rush when seeking fulfillment

Ideally, you want to ensure that awareness of your present physical, mental, and emotional health and well-being all factor into the sense of fulfillment you feel. It may be necessary to slow yourself down enough to enjoy life and gain the insight you are seeking.

Here are some tips that might help in your quest.(11)

  • Recognize and release things that are outside of your control. You’ll reduce worry and feel better. Go with your instincts.
  • Branch out of familiarity to try new things.
  • Live in the present. Being anchored in the past can be counterproductive and keep you from moving forward. Similarly, focusing on the future will only help you miss the beauty of the here and now.
  • Be kind and be appreciative. Share love and gratitude. Dr. Daniel Glaser, a prominent neuroscientist, shared this: “It’s amazing what you can achieve if you don’t care who gets the credit.”(12)
  • Life is what happens when you don’t pay attention to your surroundings. Remind yourself to experience life first hand, not through the intermediary of a screen.
  • When in unfamiliar situations, look for familiar things and form connections to give you a greater sense of security. It’s okay not to have the answer, perhaps you first need to live the question so you’ll experience the answer one day without even noticing.(13)
  • Be yourself and live with integrity, even when no-one is looking.
  • Choose where you invest your energy. It’s okay to redirect it if it’s draining you.
  • The journey to fulfillment isn’t global; it’s within you. Form a connection with your entire self by practicing exercise, good nutrition, mindfulness, healthy sleep hygiene and becoming attuned to your spirituality.
  • Recognize that COVID-19 has likely had a significant effect on your sense of living a fulfilled life. Acknowledge any challenging feelings as a way to help your emotional, physical and mental health. Consider how things will begin to change as vaccinations ramp up and Public Health restrictions ease.

Just remember that introspection, contemplation, reflection and acceptance can help you find fulfillment on your terms.

  1. Recognize that your own needs and benefits are important.(14)
  2. Clarify your values and use them as your personal GPS.(15)
  3. Have the confidence to define what you really need and want, being honest with yourself.(16)

You are in charge of creating your reality and, therefore, your sense of fulfillment in life. Don’t’ be fearful. Move forward at your own pace, but don’t get caught up in rushing towards an imaginary finish line, or you may miss seeing all of the wonders along the way. It’s an amazing journey, not a race.


References:

1. Reiner, R. (Director). (2007). The Bucket List. [Film]. Warner Bros., Zadan/Meron Productions, Two Ton Films https://www.imdb.com/title/tt0825232/

2. Waldinger, R. as cited in Ewers, P. (2018, January 25). Want a Happier, More Fulfilling Life? 75 -Year Harvard Study Says Focus on This 1 Thing. MISSION.ORG. https://medium.com/the-mission/want-a-happier-more…

3. Harvard University. (n.d.). Study of Adult Development. Harvard Second Generation Study [Website] https://medium.com/the-mission/want-a-happier-more…

4. Ewers, P. (2018, January 25). Want a Happier, More Fulfilling Life? 75 -Year Harvard Study Says Focus on This 1 Thing. MISSION.ORG. https://medium.com/the-mission/want-a-happier-more…

5. Ibid.

6. Ibid.

7. Ibid. The Science-Backed Power of Positivity [Section]

8. Tank, A. (2019, May 27). How to set goals that don’t make you miserable. Fast Company. https://www.fastcompany.com/90355381/how-to-avoid-…

9. Ibid.

10. Hampton, D. (2018, February 25). How Setting Goals Can Help and Hurt Your Mental Health. The Best Brain Possible. https://thebestbrainpossible.com/goals-mental-heal…

11. Coulson, L. (n.d.). 10 Choices That Lead to a Happy, Fulfilling Life. Tinybudda.com. https://tinybuddha.com/blog/10-choices-lead-happy-…

12. The Guardian Masterclasses (2016, July 8). How to lead a more fulfilling life – neuroscientists, life coaches and doctors share their advice. The Guardian.com https://www.theguardian.com/guardian-masterclasses…

13. Ibid. Paraphrase of a quote from Rainer Maria Rilke.

14. Glaser, D. Dr. from The Guardian Masterclasses (2016, July 8). How to lead a more fulfilling life – neuroscientists, life coaches and doctors share their advice. The Guadian.com https://www.theguardian.com/guardian-masterclasses…

15. Buckland, F. from The Guardian Masterclasses (2016, July 8). How to lead a more fulfilling life – neuroscientists, life coaches and doctors share their advice. The Guadian.com https://www.theguardian.com/guardian-masterclasses…

16. Clarke, S. from The Guardian Masterclasses (2016, July 8). How to lead a more fulfilling life – neuroscientists, life coaches and doctors share their advice. The Guadian.com https://www.theguardian.com/guardian-masterclasses…


black couple

Healthy Relationships

Healthy Relationships


black couple

When the COVID-19 lockdowns started last year, many aspects of our lives changed, and in many ways, we have adapted. Whether it’s through technology or “unplugging” for some quiet time, people have found ways to work, connect, and keep their mental health goals in sight. It has not been easy for many people, and some have found it especially hard to maintain healthy relationships during periods of lockdown, physical distancing and other safety protocols implemented to slow the spread of the virus and rates of infection. If recent times have been tough on you and the people you care about, this guide to maintaining healthy relationships during the COVID-19 pandemic is full of tips to help you through.

What are the foundational characteristics of a healthy relationship?

By definition, healthy relationships bring out the best in people and help to make us feel good about ourselves. That does not mean everyone in a relationship will be blissfully happy, one hundred percent of the time. A healthy relationship is a lot like a secret family recipe, it requires the right balance of a variety of ingredients, plus a few “secret ingredients” like joy, fun, and love. Here are a few of the main components of good, healthy relationships:

  • At the top of the list are mutual respect with open and honest communication.1
  • Individuals in a healthy relationship should feel safe in their connection and physically safe at home.
  • Both people should feel supported, but they should also feel autonomous enough to maintain the level of independence they are accustomed to and desire.
  • Equality and compromise help keep things balanced even when you find yourselves at odds or disagree.

As you can see, many of the “ingredients” that go into a healthy relationship would fall under the categories of work and sacrifice. Still, we cannot forget to have fun in our relationships because that’s the sweet treat that reveals itself to us when all of the above factors are working in harmony.

How could maintaining a healthy relationship help one live longer?

Our relationships, romantic or otherwise, hold massive sway over our emotional and even physical well-being. In fact, various studies have shown the importance of social relationships and the health benefits too.2 Good relationships, directly and indirectly, help reduce stress, encourage healthy lifestyle choices, increase our sense of purpose, and therefore our direction in life. Maintaining healthy relationships could even help you live longer. Despite the benefits, we tend to allow barriers to get in the way of us forming, maintaining and growing healthy through our relationships. Here’s why:

1. We are prone to holding on to negative relationships

We tend to hold onto negative relationships that affect our health, whether they result in some power struggle or abusive discourse, or perhaps the partnership is one of untreated addiction and co-dependency.

2. We feel we don’t deserve it.

Sometimes it’s a deep-seated pain or trauma that prevents us from forming and maintaining healthy bonds with those we care about. In these cases, therapy may be necessary to break down those barriers that prevent an individual from seeking healthy friendships and/or wholesome romantic connections.

3. We are currently restricted to social “bubbles.”

Beyond the above, we also must factor in the current restrictions on meeting with people outside of our social “bubble” as directed by COVID-19 experts and government bodies. Our social circles may have diminished for over a year, causing friendships to feel strained or as if they are on pause. Even as the restrictions ease slightly, the rules around social distancing mean that life won’t go back to what it was before the pandemic as quickly as we may have hoped.

How to achieve, maintain, and build a healthy relationship

Despite the difficult conditions encountered during the pandemic, there are plenty of things we can do to keep our relationships healthy, strong and thriving. Whether you are living together or apart, here are four small, everyday actions that can help to make a significant difference.

1. Have regular catch-ups.

Regular catch-ups with the important people in your life can help combat negative feelings and keep you emotionally connected. We’re fortunate that technology gives us so many ways to connect with the people we care about, even during a lockdown. Whether it’s video chatting, social media, sending messages throughout the day, or calling on the phone, make sure you choose a comfortable method for both parties.3

2. Participate in shared activities.

Games, cooking, watching a movie, writing a song, and taking an online course.

3. Send a care package, or write a letter.

One way to maintain some similarity of a physical connection is to send something nice to the people you care about most. Now’s your time to get creative and thoughtful. From hand-written letters to care packages full of goodies, sending something tangible can give the people you care about a considerable boost. Include some of their favourite things—snacks, stickers, a magazine or craft supplies—and encourage them to write back.

4. Make plans.

Create a shared document, Pinterest board, or calendar for a future project or event. Start planning that vacation or road trip you’ve always wanted to take. Launch a side hustle. Think about how you can celebrate an upcoming birthday or another holiday.

Tips on improving existing relationships

For many of us, maintaining healthy relationships in a pandemic means navigating the complexities of living together with friends, family, and children. Here’s how to do that while maintaining some level of freedom and comfort.

Give each other space.

Give each other as much space as possible. A home situation that allows for each individual to work or “escape” to separate rooms during the day is ideal and should help maintain some level of privacy when working at home. Smaller spaces will take some work, creativity, and patience to create enough space for each other. When space is feeling like a shrinking commodity, it’s time to consider finding alternative space, like outside on a walk or in the shower alone.

Use check-ins to stay on track.

Regular check-ins are helpful for couples, family members and friends who live together. These check-ins should cover several things, including your and your partner’s emotional well-being, how you are feeling about the boundaries and expectations you have set for yourselves and each other, what works, what doesn’t, and how you can improve.

Set boundaries and expectations.

Things that work for one person may not work for that same person in a slightly different situation or even on a different day. That’s why communicating boundaries and setting expectations is so helpful when we are living and working “on top of each other.” Boundaries could cover anything from defining who gets what workspace, when the time for breaks is made, and when alone time is necessary. It may also require having time around the house that is entirely silent to aid deep thinking, research and study.

How and why we should remove unhealthy relationships from our lives

You may find yourself stuck in an unhealthy relationship during this pandemic, and the best option is for you to leave or otherwise remove this relationship from your life. Even if the connection is long-standing, it is essential to remember that a relationship shouldn’t continue solely for the reason that it’s been maintained for a decent amount of time.

  • Make a plan.
  • Break from the cognitive dissonance makes it harder to break free of bad relationships, especially long-lasting ones.
  • Being aware of the way your mind can play tricks on you can help you avoid this trap.5
  • Ending a relationship can be a drawn-out and painful struggle, and not easily done alone. Gather a good support team to keep you on track and help you fill your life with healthy, positive activities.

In the end, all kinds of challenges will continue to present themselves as the COVID-19 pandemic and the fallout from the pandemic continue. No matter the living conditions, it can be a difficult time for everyone. It’s also a time where having healthy relationships is more important than ever.

While we may be scared, we are also all in this together. Be kind towards yourself and those you care about. If you are struggling and feeling helpless, individually or relationally, please reach out to a trusted friend, counsellor, sponsor, or therapist for help.


References:

  1. https://www.joinonelove.org/signs-healthy-relation…
  2. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC31501…
  3. https://www.futurelearn.com/info/blog/maintain-hea…
  4. https://www.psychologytoday.com/ca/basics/cognitiv…
  5. http://www.ncbi.nlm.nih.gov/pubmed/17295981


woman feeling depressed

Women’s Mental Health

Women’s Mental Health


woman feeling depressed

While it’s a given that everyone should have the goal of maintaining good mental, physical and emotional health, women’s unique experiences frequently shine a light on the challenges they face in daily life. Women are often socialized to hide their real emotions, which can create inner conflict and introduce increased anxiety and chronic stress, both of which boost the odds of developing depressive disorders. Contrary to the idealized societal expectations, women don’t need to appear to be happy all the time: they can feel stressed, angry, and sad and express these emotions freely. However, societal influences in how they experience fulfilling their roles within the community, workplaces, and homes can make dealing with positive and negative situations overwhelming. Even after some resolution through various movements explicitly focused on women’s equality and eliminating barriers and stereotypes, there continues to be a significant gap. When it comes to recognizing gender differences and acknowledging a male-dominant society, the plight of women’s mental health remains quite complicated. Those who identify as women are especially vulnerable, as they may also be dealing with unique health concerns in addition to possible rejection from their families, discrimination, violence and hate crimes within the scope of their life experiences. Finding the confidence to address the contributing factors that can compromise women’s mental health only comes from feeling well supported.

Suppose you asked a person to name someone who has been an advocate and role model for other women. In that case, they might say, Gloria Steinem, Oprah Winfrey, Laverne Cox, or Nellie McClung. The truth is that there have been many women, famous or not, who have made significant contributions to support and propel women and girls forward. Society’s treatment of and expectations of women is still relatively poor. The needle may not have moved as far as we think it has.

Women face judgements from others that are often contentious and significantly affect mental health, self-worth and self-confidence, regardless of how they live. Patriarchy persists through double standards, as an example, women who express anger are overreacting, but men who show anger are upset. There are still very misogynistic views of women’s abilities as well. In the past, we have often found that a women’s success has been defined by her ability to maintain a home and taking care of children. A man’s success is defined by his ability to manage and lead. Unfortunately, a lot of women are still struggling to find their way. They may face threats or feel devalued as they try to navigate a myriad of social stereotypes. Many studies worldwide have also highlighted the social stigma and prejudices that transgender women face as they do their best to navigate societal expectations. Compared to cisgender women – or someone who identifies with the gender they were assigned at birth, there are even “higher proportions of depression and anxiety…especially among the youngest [study] participants.”(1)

Problems start in adolescence

In one survey of more than 1300 girls between the ages of 8 through 18 and their parents, results showed that “until the age of 12, there was virtually no difference in confidence between boys and girls…but by the age of 14, the average girl was far less confident than the average boy.”(2) Alarmingly, that represents a drop of 30%.

So why is this happening? What is contributing to this catalyst? There are a few reasons to consider. Women are held to impossibly high standards imposed not only by others’ ideals but also of their own creation. It’s during puberty that the comparisons to the idealized stereotype of what makes women smart, attractive, funny, and successful begin. A Global Self-Esteem study reported that “as children develop cognitively, they begin to base their evaluations of self-worth on external feedback and social comparisons, which may produce more accurate judgements of where they stand in relation to others.”(3) One of the catalysts may inadvertently be coming from family members or acquaintances. They mean well when offering sound advice, telling young teen girls that they need to ‘watch what they eat ‘ or ‘wash their faces to have better skin.’ These messages show the first seeds of self-doubt and diminished worth. It only intensifies as they continue to navigate their teen years. These types of messages are everywhere on social media. Influencers are trying to represent products and companies with teams of photo editors on standby to cast images that set socially accepted standards for women. Young girls and teens try to mimic these ideals. In turn, they are at risk of developing severe mental health issues, such as anxiety disorders and depression, as many of these unrealistic standards are unattainable. Few realize that the images they are viewing are so manipulated; it would be impossible for a person to look like that naturally. Generally, women’s mental health tends to suffer because of low self-esteem, low self-worth, and lack of confidence that develops during their teen years and perpetuate into adulthood.

Many gender incongruent people begin to transition in their teen years when there are already greater difficulties with regards to socializing. Incidents of self-harm, thoughts of suicide and depression are significantly higher for transgender girls and women:

  • In the 14-18 age group, suicidal thoughts were 5x the risk than for cisgender (4)
  • 75% of 14-18 year olds reported self-harm (5)
  • 19-25 year olds had almost 8x the risk of “serious suicidal thoughts” and “over 16 times the risk of a suicide attempt”

 

Unfortunately, the results of this study of mental health outcomes “suggests that life does not ‘get better’ after high school for far too many transgender youth (7)

Pressure exists within the community, the workplace and at home

Many women struggle with their identities and feeling fulfilled in their adult lives. As adults, women impose pressure on themselves within the community, workplace, and at home. Trying to balance multiple roles creates conflict. For example, involvement in the community can approach competitiveness as mothers compare their children’s accomplishments and fulfill their quest to upstage everyone else. It’s also apparent in the workplace, where many women observe favouritism and devaluation of motherhood in relation to their careers. Still, conversely, women without children also face social criticism. Women with children are accused of having a “divided focus” and diminished commitment to their organizations. They are looked over when advancement opportunities arise. Conversely, women without children are regarded as being disappointed within their personal lives. They can be viewed as a risk for more senior roles because of their mental state. Thankfully, these kinds of artificial dilemmas are being addressed. Diversity and Inclusion programs aim to expose inequities and reveal deep seeded problems such as implicit bias within organizations. Finally, there are still tremendous household disparities at home concerning cooking, cleaning, and childcare founded in gender stereotypes. Women even complete the majority of unpaid domestic labour. A lack of work-life balance can create additional stress and a higher identity cost for women.(8) Transgender women often struggle to find housing, jobs and financial stability as they face discrimination.

Women’s lives are different

There’s also something to be said for women’s life experiences simply being different whether they are related to “reproductive issues…[or] economic, political and social forces.”(9)

Worldwide,

  • 33% of women and girls will experience physical violence or sexual abuse in their lifetime. (10)
  • Around 520 million adult women are illiterate and have not had access to education. That’s 2/3 of illiterate adults. (11)
  • Political representation – 21/193 countries have a female Head Of State; 14/193 have gender parity in the national cabinet; and 4/193 have at least 50% women in the national legislature. (12)
  • With management/leadership and wealth accumulation and distribution, 62 people own the same wealth as the poorest half of the world’s population and just 9 of them are women. (13)
  • 153/193 countries (almost 80%) have laws that discriminate against women economically, including 18 countries where husbands can legally prevent their wives from working. (14)

Differences between women and men’s mental health (15)

  • These tend to be characteristic of women and men, respectively, but it’s not always the case.
  • Women feel anxious and scared; men feel guarded
  • Women blame themselves for the depression; men blame others
  • Women commonly feel sad, worthless, and apathetic when depressed; men tend to feel irritable and angry
  • Women are more likely to avoid conflicts when depressed; men are more likely to express feelings of anger or interpersonal conflict
  • Women turn to food and friends to self-medicate; men turn to alcohol, TV, sex, or sports to self-medicate
  • Women feel lethargic and nervous; men feel agitated and restless
  • Women easily talk about their feelings of self-doubt and despair; men hide feelings of self-doubt and despair-considering it a sign of weakness

The effect of COVID-19

  • The pandemic has created a situation where alarming trends are having a disproportionately negative effect on women. A survey conducted in October 2020 by the Centre for Addiction and Mental Health (CAMH) found that:
  • More women are experiencing loneliness than men (23.3% women to 17.3% men)
  • More women reported moderate to severe anxiety (24.3% women to 17.9% men)
  • More women fear getting the coronavirus (25.8% women to 20.3% men)

Interestingly, the survey indicated that more men, than women reporting binge drinking (28.5% men to 22.6% women). (16)

Women are also being affected in the workplace. Many work in sectors that have been severely affected by the pandemic, such as service, travel and retail. Professional women have also been taking on increased demands to accommodate childcare and homeschooling when cases are reported, or an outbreak is declared. 25% are considering leaving the workforce because it’s difficult to juggle both work and childcare effectively. A U.S. study showed that mothers with young children reduced their hours four to five times more frequently than fathers.(17) Further, 80% of US adults who were not working were women. The reason they gave for this was childcare insecurity. Unfortunately, the pandemic results in a situation where women are generally experiencing more long-term career challenges. Their jobs are often being held in lower priority, and overall, women continue to be paid less than men for the same work. Women make up between 70 and 77 % of the workforce for low-paid essential work like health care workers, teachers and cashiers.(18) It’s these women who therefore have a greater risk of exposure to COVID-19 through their workplaces. A Boston Consulting Group study also revealed that women are spending an additional 15 or more hours on domestic labour per week during the pandemic than men. (19)

Companies can be part of the solution by researching what kinds of options would help employees most and then developing policies that address their workers’ concerns. Communicating clearly with all employees about workload, flexibility, expectations and resources available for mental health is essential.

Violence against women and girls during COVID-19

Another repercussion of the pandemic is that domestic violence and abuse, sometimes referred to as intimate partner violence, has increased by 20% during quarantine and lockdowns. In May 2020, a United Nations (U.N.) report predicted that another 15 million domestic violence cases would occur with other lockdowns.(20) The UN has declared that violence against women and girls is being considered a “shadow pandemic.”(21) Organizations that offer support to victims are seeing several disturbing trends. For example, women who have been diagnosed with the virus are being kicked out of their homes or confined to them with no support. Call volumes have doubled at one Helpline. Nearly 12,000 calls did not complete or dropped before connecting. When they do get through, women are calling while abusers are away for a moment, taking out the garbage, for instance. Incoming calls that connect are more severe. Women are placing calls from bathrooms or closets. Women tell about their experiences ranging from emotional and verbal abuse to physical abuse. They are receiving threats to their safety and are fearful for their lives. The prospect of finding a suitable and affordable place to live that will provide stability for any children involved, during a pandemic, when they have been experiencing economic insecurity is also a reason many women may not leave an abusive home. The pandemic’s effects on court proceedings mean lengthy delays because of case backlogs or decisions to drop charges altogether in some instances.

The pressure of isolation, increased stress, economic woes and joblessness, combined with a lack of helpful resources such as shelters, medical facilities, and social agencies, plus an increase in alcohol consumption (which has ties to aggression) is taking its toll.

Transgender women seeking specialized health care professionals

Another barrier that has arisen during the pandemic revolves around how access to health care professionals has been restricted. This has affected “gender affirming surgeries and hormone interventions” deeming these elective procedures so as to not overwhelm the health-care system during COVID-19.(22) From a mental health perspective, that means transgender women may be at increased risk of developing psychological or physical health problems. For example, post-operative outcomes for gender reassignment can be quite complex and “require long-term care after the surgery” which in turn may be difficult to secure.(23)

What can be done to improve your mental health?

  • Be willing to talk.
  • Be willing to listen.
  • Stay connected socially – where it’s possible, move to a new format (online video calls/chats) or stick with phone calls.
  • Exercise – look for opportunities to go for walks, either solo or socially distanced. Participate in online exercise classes.
  • Support equality and equity for transgender women.
  • Reduce stress and relaxing through meditation, yoga.
  • Get adequate sleep (8 hours is optimal).
  • Eat well (nourishing food).
  • Take advantage of free services like Wellness Together Canada, which offers immediate crisis support and free counselling, e-courses and educational resources.

Resources

  1. Anderssen, N., Sivertsen, B., Malterud, K., (January 30, 2020). Life satisfaction and mental health among transgender students in Norway. BMP Public Health. Retrieved on December 16, 2020. DOI: https//doi.org/10.1186/s12889-020-8228-5
  2. Shipman, C., Kay, K., and Riley. J. (September 20, 2018). How Puberty Kills Girls’ Confidence. The Atlantic. Retrieved on November 23, 2020 from https://www.theatlantic.com/family/archive/2018/09…
  3. Ruble et al., 1980 as cited in Robins, R. et al. (2002). Global Self-Esteem Across the Life Span. American Psychological Association, Inc. Psychology and Aging. Vol. 17, No. 3, 423-434 DOI: 10.1037//0882-7974.17.3.423 Retrieved on November 23, 20202 from http://ubc-emotionlab.ca/wp-content/files_mf/inter…
  4. Veale, J., Watson, R., Saewyc, E. (n.d.) The mental health of Canadian transgender youth compared with the Canadian population. The Journal of adolescent health: official publication of the Society for Adolescent Medicine. Retrieved on December 15, 2020 from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC56302…
  5. Ibid.
  6. Ibid.
  7. Ibid.
  8. Toub, M. (April 1, 2018). Who does more housework? Here’s the dirt on who does what. Maclean’s. Retrieved on November 23, 2020 from https://www.macleans.ca/society/life/who-does-more…
  9. Women’s College Hospital (n.d.). Women’s Health Matters: Mental Health – At A Glance. Retrieved on November 23, 2020 from https://www.womenshealthmatters.ca/health-centres/…
  10. Oxfam (n.d.) Ending global poverty begins with women’s rights. Various facts and statistics from Oxfam.ca.
  11. Ibid.
  12. Voglestein, R., and Bro, A. (September 18, 2020). Women’s Power Index. Council on Foreign Relations. Retrieved on November 23, 2020 from https://www.cfr.org/article/womens-power-index
  13. Oxfam (n.d.) Ending global poverty begins with women’s rights. Various facts and statistics from Oxfam.ca.
  14. Ibid.
  15. Ibid.
  16. CAMH. (October 14, 2020). COVID-19 pandemic adversely affecting mental health of women and people with children. Retrieved on November 23, 2020 from https://www.camh.ca/en/camh-news-and-stories/covid…
  17. Moore, S.M.H. (October 5, 2020). Women risk losing decades of workplace progress due to COVID-19 – here’s how companies can prevent that. The Conversation. Retrieved on November 23, 2020 from https://theconversation.com/women-risk-losing-deca…
  18. Ibid.
  19. Ibid.
  20. Stanely, M. (May 9, 2020). Why the Increase in Domestic Violence During COVID-19? Psychology Today. Retrieved on November 23, 2020 from https://www.psychologytoday.com/ca/blog/making-sen…
  21. Owen, B. (October 15, 2020). Calls to Canadian domestic violence helplines jump during pandemic. Canadian Press/CTV News. Retrieved November 23, 2020 from https://www.ctvnews.ca/canada/calls-to-canadian-do…
  22. Wang, Y., Pan, B., Liu, Y., Wilson, A. et al. (May 20 2020). Health care and mental health challenges for transgender individuals during the COVID-19 pandemic. The Lancet. Retrieved on December 15, 2020. DOI: https://doi.org/10.1016/S2213-8587(20)30182-0
  23. Ibid.


Overcoming Financial Fatigue and Concern

Overcoming Financial Fatigue and Concern

Overcoming Financial Fatigue and Concern


Overcoming Financial Fatigue and Concern

Starting a new calendar year can be exciting and refreshing, but it can also be stressful. January 1st typically brings renewed motivation with the gift of a clean slate and the desire for a promising year ahead. It’s often fulfilled with a focus on healthy eating and exercise to get back on track after the holiday season’s indulgence. But January can also be full of transitions that can influence anxiety and concern. For some, it’s having to head back to work or school after enjoying some time away. For others, it’s increased pressure related to personal finances and how to manage expenses and income in the coming year, especially as bills for holiday spending start to arrive. For many more, the ups and downs of living through the COVID-19 pandemic and the unique financial challenges have given rise to the need for new ideas and thinking about financial preparedness.

In this article, we’ll look at ways to acknowledge and manage financial fatigue. We’ll also share some tips that could help alleviate some of your concerns about money management in the coming year.

Stressful situations can escalate worry

Under normal circumstances, different situations can affect our available time and income disproportionately. The continued pressures and uncertainty many people feel while living life in the pandemic can increase stress exponentially.

Students who are starting their post-secondary studies for example, may be concerned about paying tuition and fees while wrestling with campus restrictions and closures that are changing the very model of what they expected student life to be. An overwhelming majority of classes continue to be hosted online using video conferencing technology. While faculty are doing their best to ensure that learning objectives are met, something is missing. The natural camaraderie and friendships that are part of an on-campus learning experience aren’t as easily replicated in an online environment. This method of learning requires more planning, personal dedication and focus.

Reflecting on the significance of the cumulative stress they feel, many students contemplate the value they are receiving from this education model.

Another worry for students may involve housing. Some will have made arrangements thinking that campuses might have re-opened for the winter semester. Unfortunately, it may be difficult for them to back out of these commitments. As a result, they will continue to incur expenses tied to living away from home.

On the flip side, other students are finishing their education journeys and will be looking for gainful employment to situate themselves as recent graduates. The job market fluctuates depending on the industry. Although there may be great demand in some fields, others remain closed due to COVID-19 concerns. Graduates needing to secure income may be confronted with the need to temporarily return to lower-paying jobs. At best, many industries remain somewhat fragile and continue to be impacted by COVID-19 policies and restrictions. In some instances, students may find positions that can receive pandemic funding or supports to help employers with the cost of bringing on new staff. Others may wish to focus on expanded roles within industries working to supply necessary goods and services to help with efforts to contain COVID-19. Regardless of what’s available, the concern and stress around the cost of living expenses will heighten if a student also needs to factor in loan repayments.

Apart from students, the pandemic has also resulted in many jobs being deemed “non-essential services” and subject to pandemic-related shutdowns based on emergency measures legislation. This shutdown of the economy resulted in a significant number of layoffs, both permanent and temporary. While some people have been able to return to work, others await industry re-openings. Still, more have been affected by the closures of many companies. People who qualified for relief and assistance have been able to find a bit of relief, but it generally follows a finite timeframe. Generally, people who find themselves unemployed may be facing additional stressors of trying to leverage transferrable skills to find temporary work in another role. It also means that they need to manage finances more carefully and strategically because they are working with smaller income sources.

Consider changing money habits for some smaller wins

There are several different ways you can work through the financial stress you’ve been experiencing and come out on top. Taking the time to develop additional financial habits and strengths now can help you manage your money more wisely over the coming year.

Budgeting with boundaries

The best place to start with is budgeting and spending boundaries. If you are not in the routine of sticking to a budget and setting rules to guide your spending, it’s time to remedy and adopt a workable solution. There are many resources available to help you determine the best approach to creating a simple budget. It doesn’t need to be any fancier than getting a handle on how much money is coming in each month and how much is going out. You can branch into different spending categories and look at the rules or boundaries you want to attach to them.

Gift-giving

Have a critical look at how much you set aside each year for celebrations and gift-giving. At the moment, you may not be visiting or gathering with family and friends very often. You may be doing less spending as a result. Consider the reason why you give gifts and talk about it with those who participate in gift exchanges. There may be different ways to approach gift giving that could reduce or eliminate some financial stress.

Online Shopping

Another spending category to evaluate is online spending. This method of shopping has increased significantly in the past year as a result of COVID-19 and simple convenience. Be aware of marketing campaigns and messages companies use to tempt you to buy products. The temptation of time-limited deals could see you falling victim to a scarcity mindset. Watch out for bundling and tiered discounts too. They are all in place to encourage you to spend more. Finally, think about how reduced spending in one budget category might be able to have you repurpose funds to another. If you have been working from home and will continue to do so, you may have reduced clothing and travel expenses which may result in the ability to find savings.

Critique your spending habits and be open to change

It may also be time to look at your overall spending habits and decide where to spend your money. Are the “things” you are purchasing filling an emotional void?

Do they present you with a false sense of happiness? Determine what’s most important for you and play to your strengths. Work your decisions into your budget. As part of the work you’re doing in this area, you may want to consider embracing the second-hand economy as both a seller and a buyer. You can arrange for cashless payments and porch pickups to maintain distancing guidelines and limit the risk of exposure.

Explore different ways to save and start now

Start saving for big-ticket budget categories as early as possible. You can try many variations that use both cash and digital methods to separate funds and help visualize progress against your savings goals. If you can get into the routine of paying yourself first, you might not notice the funds being diverted to savings.

Method one: Round every purchase to the closest 10, 20 or 30 dollars and move the rounded off funds to a savings account.

Do you find yourself describing a purchase automatically in an even dollar amount? For example, if you buy an item for $8.55, you might naturally round that purchase up to $10 in your mind. You could then take the $1.45 from your rounding and deposit that to a savings account instead. Over time, these little amounts will add up, and you probably won’t even miss the money. Your mental math skills might get a boost too!

Method two: Take advantage of automatic savings deposits and automatic payments. This one is simple and can sometimes work with your employer or your financial institution. Start setting aside as little as $10 each pay for an automatic deposit. Putting it into an investment account or a savings account will allow you to take full advantage of compounding interest where available. It’s a way that you can pay yourself first.

Method three: Use a pattern or formula to double your savings in eight-week cycles.

Start by saving…

Week 1 $1.00
Week 2 $2.00
Week 3 $4.00
Week 4 $8.00
Week 5 $16.00
Week 6 $32.00
Week 7 $64.00
Week 8 $128.00

At the end of each eight-week cycle, you will have saved $255. After a full year of eight-week cycles, you’ll have close to $1700.

You may want to explore these kinds of saving options to create or rebuild a “rainy day fund”. If there’s anything we’ve seen from COVID-19 so far, it’s that it is very unpredictable. By looking at your finances differently, you will be able to adapt and manage events and feel more connected to and in control of your money.

Surviving September

Surviving September

Surviving September


Surviving September

For many people, it’s hard to find a reason not to treasure our summers.Time seems to move differently. We tend to slow down and relax more, enjoying outside spaces, and basking in the bands of sunlight that stretch effortlessly right into the evening. Summer typically represents a time to gather with family and friends and enjoy each other’s company, too, usually enjoying outdoor spaces. We play games, splash, paddle and swim in the water, and stay up late around bonfires looking at the stars lighting up the night sky. It’s a chance for us to renew our spirits and build-up our mental health. As August rounds the bend, it’s a bit like we’re savouring the last moments of that summertime vibe. We’re then faced with the new challenges and goals September brings. It requires a new focus and preparation. It’s a month full of change and transition, and we don’t just mean the leaves.

While many people manage transition well, for others, change and getting back into the September swing of things can build cumulative stress to the point of feeling completely overwhelmed.

We’re sharing some ideas about how to recognize those stressors at this time of year, not just in ourselves but also in the people we care about; how we can move through the month feeling well supported; and how the COVID-19 pandemic has and is affecting our mental health. Perhaps we need to re-evaluate how we don’t just survive the month but thrive.

Have you ever experienced Stresstember?

It’s natural to feel emotional, physical, and mental stress, and there are certain times when pressure tends to be heightened. September, with all of its anticipation, expectations and realizations that we’re in the bottom third of the year, can trigger stress responses during all of the preparation to get back or into new routines. But being able to recognize how we react and respond to stress is most important to learn so that we can shape a response and not let anxiety or fear take over.

Stress affects “your body, your thoughts and feelings, and your behaviour” and can contribute to more complicated health problems like “high blood pressure, heart disease, obesity and diabetes.” (1)

Stress shows up in our bodies as:

  • Headaches
  • Muscle tension or pain
  • Chest pain
  • Fatigue
  • Upset stomach
  • Sleep problems

Stress shows up in our thoughts and feelings as:

  • Anxiety
  • Restlessness
  • Lack of motivation or focus
  • Feeling overwhelmed
  • Irritability or anger
  • Sadness or depression

Stress shows up in our behaviour as:

  • Changes in appetite – overeating or undereating
  • Angry outbursts
  • Drug or alcohol misuse
  • Tobacco use
  • Social withdrawal
  • Loss of interest in exercise and reduced frequency (2)
  • Changes in sex drive

In children, stress can appear in behaviours such as moodiness, clingy or uncharacteristically emotional or aggressive behaviours. Being afraid of the dark, afraid to go to sleep because of nightmares, of being alone, or being around strangers can all be signs of stress in children. Look for nail-biting, hair twisting, cheek chewing or other nervous habits too. Also, having trouble focusing or concentrating and toileting accidents may be signs your child is under too much stress.

Stress can show up in your co-workers behaviour as changes in performance or productivity, increased consumption of coffee or alcohol, being away an unusually high number of sick-days, an increase in workplace accidents, being defensive, being argumentative, or even sharing a low mood and cynicism.

September typically introduces a trifecta of stress response triggers: time, school or work, and finances. It’s been recognized as one of the most “anxiety-inducing” months of the year – even leading to a new social media #Stresstember hashtag in recent years. (3) Commutes can be unpredictable as everyone is adapting to revised schedules. There’s a fear of the unknown with new routines and new people – at school, it’s new teachers and new classmates, and at work, it could be new job duties, new bosses or co-workers and a rush towards end-of-year objectives. It can also be an expensive month with increased spending on items such as school supplies, seasonally appropriate clothing for cooler weather, and fees for new or resuming activities. It can also be a mental shift for people and show up as seasonal affective disorders that coincide with seasonal changes.

What’s happening to a stressed-out brain?

It’s interpreting your stress as a threat. It’s kicking your behavioural and emotional responses into high-gear by flooding your nervous system with hormones like adrenaline and cortisol to get you ready to react to the perceived emergency as quickly as possible. Your blood pressure rises, your breathing becomes more rapid, and your heart beats faster. Your senses are then primed to take in the slightest change in your surroundings so you can make a split-second decision to either fight, flee, or freeze. Once you determine that the threat has passed, it can take you up to 30 minutes to clear those stress hormones from your body and return to feeling calm. (4)

Why September 2020 is a really big deal

Let’s face it. This year has not turned out as anyone expected. With the reality of the global pandemic response to the Novel Coronavirus, COVID-19, and subsequent upheaval of the lives we led before mid-March, we collectively have been experiencing extremely high stress on many levels, and it has been taking its toll.

The lockdown; quarantining; self-isolating; physical distancing; online learning; working from home; losing a job, business, or other sources of income; cancelling unessential travel; missing graduation and rites of passage; postponing special events; mass social reaction and protests; dealing with financial challenges and so very much more that we haven’t even accounted for the traumatic, stress-inducing events that are affecting people’s lives seemingly all at once, without any chance to pause, reflect, and process what has happened.

What we thought we’d be doing this summer was not what we did. In many instances, things we thought we would be doing this spring didn’t happen, leaving many loose ends that may never be tied. Everyone is sensitive, wary, tentative, frustrated, upset, and angry, and it can be awkward.

We still need practice getting back to the business of being around others socially, even if that means adopting virtual or telephone routines and/or learning how to interact safely. We need to acknowledge that for some people, what they expected for their September has put their lives on a completely different path than where they assumed they would be. Post-secondary students, eager for their first taste of young adulthood and campus life, maybe in programs that are still learning off-campus.

People who were looking at retiring are now wondering how they can manage to do so with the economic situation potentially, a long way from returning back to pre-pandemic levels. Everything has changed so significantly, it’s almost like we can add the “lost summer of 2020” to a very long list of disappointments that have accumulated throughout the year. It’s emotional. It’s not okay. One of the worst parts of this shared collective experience has been the uncertainty. Even now, we don’t have all of the answers or solutions that feel airtight yet. But we can recognize that we are experiencing stress. We can realize that this is all a part of grieving that needs to happen. However, we can still very much determine how we respond.

Tried and true coping strategies that can always help

There are always things we can do to help us move forward through this challenging month. Being aware of what could potentially heighten stress and create those body, mind, and actions that are our stress-detecting alarms is one way to feel better supported and more in control. Creating small goals that break down everything that happens in September into more manageable pieces can help too. By looking at how you are moving through the small stuff, you can feel like you can keep moving forward.

You should also try to recognize the need for flexibility in your life and the lives of others as well. Being able to press pause on something and pick it back up later can release some of the pressure we put on ourselves or others. Flexibility can make people feel less anxious, happier, grateful, and more satisfied.

Getting enough sleep, especially now that routines are potentially restarting, is essential to help you feel well-rested, confident, and attentive. Sleep can help with creativity, as your brain will be ready to be stimulated and can be both focused and relaxed when you need it to be. One study showed that people who doodled while they were “listening to a list of people’s names were able to remember 29 percent more of the information later.” (5)

Taking time to get organized in advance for what might cause the most considerable stress during the month will help immensely. Make a list of your top priorities and top problems. If it’s time, look at your schedule on a calendar. Add others’ schedules there too. If it’s finances, work on a budget and create a financial roadmap for yourself for the rest of the year. Having a big picture view of everything will allow you to break everything down into those smaller, more manageable parts and relieve you of the stress in the moment of feeling like you’ve forgotten something.

It’s okay to say no. September tends to bring on a mindset that overwork is routine and just part of what happens during this month. Stop before it starts. Don’t take on more than you need to. You don’t have to participate in something that isn’t a right or comfortable fit for your time or your feelings. Know that you’re full, and you don’t need to feel pressured to take on any more.

Take time for yourself to be present. Breathing, meditation and visualization exercises, and yoga are all important activities that heal your mind, body and spirit.

Eat well, with foods that nourish rather than foods that create stress. Putting healthy fuel into your system will give you more endurance, stamina and energy to keep going.Partnering proper nutrition with a simple exercise — such as walking — is even better, making you more resilient and helping you feel that you’re at your best.

Other considerations to help

Recently, we’ve been relying on technology to provide a kind of surrogate connectivity, a way to stay in touch socially. But it’s important to recognize that in combination with some other not-so-healthy activities and/or behaviours, it can also be responsible for increasing stress triggering anxiety and depression. Spending a lot of time online is exhausting. People may be feeling fatigued and experiencing eye strain. Watch how much time is spent on social media, video conferencing, and playing games. It’s all screen time, and it can wear you down, zapping your energy because it “doesn’t completely fill the void of socializing.” (6) Make time to get outside and get a change of scenery. If you can do it with a friend in a safe and permitted manner, that’s even better. Try talking about subjects other than what’s been happening in the news. Listen to one another and simply enjoy each other’s company.

It’s also important to acknowledge our losses – social, environmental, assumptions and safety, trust in systems and institutions, and recognize that you may also be empathic for what other people may be grieving. Talking about how you feel and what has been happening from your experience is a necessary step to take in working through that grief. You may want to explore different workshops that can transform your feelings into a work of art, or help you create something that captures the “intense, painful energy…[and placing it] into an inanimate object that [can] be symbolically” thrown away. (7) A part of healing from the pain and processing the grief is to recognize things you are grateful for in your life. It can go a long way towards helping you shift perspective to a more hopeful position.

Help is available for mental health and substance use support

In addition to your EFAP program, all Canadians can access Innovative resources funded by Health Canada, such as Wellness Together Canada. Free to use, there are online and texting-based supports, coaching and communities, counselling and courses, self-assessment tools, and other helpful resources to explore. If you aren’t familiar with these services, yet, they are worth looking into. You might find what you’ve been looking for and feel better and more supported.

References:

  1. Mayo Clinic Staff. (N.D). Stress Symptoms: Effects on your body and behaviour, Healthy Lifestyle Stress Management. Retrieved on May 19, 2020 from https://www.mayoclinic.org/healthy-lifestyle/stress-management/in-depth/stress-symptoms/art-20050987
  2. Ibid.
  3. Moss, Jennifer. (2019, September 3). How to Help Employees Overcome September Stress. SHRM. Retrieved on May 19, 2020 from https://www.shrm.org/resourcesandtools/hr-topics/employee-relations/pages/how-to-help-employees-overcome-september-stress.aspx
  4. Moyer, Nancy. (2019, April 22). Amygdala Hijack: When Emotion Takes Over. Healthline. Retrieved on May 19, 2020 from https://www.healthline.com/health/stress/amygdala-hijack
  5. Ibid.
  6. Gray, Dan. (2020, May 4). Yes, “Quarantine Fatigue” is Real. Here’s How to Cope. Healthline. Retrieved on May 19, 2020 from https://www.healthline.com/health-news/quarantine-fatigue-is-real-heres-how-to-cope
  7. O’Neill, Stephanie. (2020, March 26). Coronavirus Has Upended Our World. It’s OK to Grieve. NPR. Retrieved on May 19, 2020 from https://www.npr.org/sections/health-shots/2020/03/26/820304899/coronavirus-has-upended-our-world-its-ok-to-grieve

We're in This Together: Thoughts on COVID-19

We're in This Together: Thoughts on COVID-19


By Alexis Winter - Director of Nursing at Homewood Ravensview

While there is a lot of negativity, fear mongering, and general panic being widely broadcast during the COVID-19 pandemic, there is a lot of positivity that has come out of it as well. While some people are hoarding goods and looking out only for themselves, others are lending a helping hand, sharing with their neighbours, and generally looking out for one another. Daily we are inundated with statistics of new cases and new deaths and it is easy to get overwhelmed and start to believe that everything is bleak; but sometimes focusing on the positives can change our outlook and help us feel better about our fellow humans. Focusing on problems and deficits and trying to find solutions can sometimes be counterproductive and hinder social constructivism (Cooperrider & Srivstva, 1987). For those of us that are problem solvers, trying to solve the unsolvable can be very detrimental for our mental health. What we pay attention to becomes our reality and grows in our consciousness, while what we pay less attention to becomes less powerful. In other words, focusing on strengths begets strengths (Bushe, 2011). So in this time of the unknown, it can help to honor those that are working hard to help one another. There are many examples of people stepping up in selfless ways to help those that are unable to do for themselves.

Thousands of people have come forward to volunteer to do things like pick up and deliver groceries to those that cannot leave their homes. Some grocery stores have changed their hours to ensure vulnerable members of society are able to get what they need during less crowded times. Grass roots Facebook and other social media groups have been set up to connect those that need help with those that are willing to give help and many people are offering their time, resources, and money. We have seen videos of musicians in Spain and Italy, as well as China, Lebanon, and Israel playing and singing from their balconies to give the gift of music to those stuck in their homes. Computer experts are remotely lending a helping hand to those that suddenly find themselves in need of a home office and don’t have the skill or expertise to set it up themselves.

Addiction workers, therapists, and physicians have set up remote access applications so they can still see their patients and clients without the fear of spreading the virus. Local distilleries have focused their energy and resources on creating hand sanitizer rather than producing their regular products and making them available to disenfranchised people and health care workers. Restaurants that have had to close their doors are offering free food to employees that no longer have an income.  Radio stations have set up virtual sing-alongs and dance parties for those cooped up at home. NBA players have donated money to help arena workers who suddenly find themselves out of work. Large companies are donating money to support people in their communities that do not have the means to see them through a period of unemployment.

As the virus passes through China and on to other countries, Chinese officials are donating medical supplies and other goods to countries in need, while sharing their knowledge, expertise, and scientific discoveries with the world in an effortto help the rest of us prepare. Police officers continue to work in order to serve and protect. And closest to home for me, nurses, doctors, and medical support staff are taking a very big step forward as the rest of the world takes a step back in order to ensure people continue to get the care they need.

This global pandemic has caused a lot of stress for a lot of people. We feel stress in direct relation to our coping strategies and our belief about our ability to affect outcome (Lazarus, 1991). While a lot of what is going on is outside of our control and therefore, very stressful, some is within our control such as our attitude and our response. So as we are inundated with scary statistics and bad news, don’t forget that the world continues to be a place full of altruism and kindness. People continue to help each other and pull through a crisis together with an attitude of caring and cooperation.

 

References

Bushe, G.R. (2011). Appreciative Inquiry: Theory and Critique. In Boje, D., Burnes, B., & Hassard, J. (eds.) The Routldedge companion to organization change (pp. 87-103). Oxford, UK: Routledge.

Cooperrider, D., & Srivastva, S. (1987). Appreciative inquiry in organizational life. In Woodman, R.W. & Passmore, W.A. (eds). Research in Organizational Change and Development, Vol. 1 (129-169). Stamford, CT: JAI Press.

Lazarus, R.S. (1991). Emotion and adaption. New York, NY: Oxford University Press.

Financial Stress

Financial Stress

Financial Stress


Financial Stress

Nearly 1/3 of Canadians spend about one hour each day worrying about their finances. [1] Financial worries often top the list of people’s concerns, even more than thinking about their health.[2] It may not be surprising given the world we live in today. Uncertainty concerning economic conditions, cost of living, growth in salaries, and the increasingly precarious nature of work create vulnerability and uneasiness. It’s compared with an interesting phenomenon that could be argued is partially self-inflicted: Globally, there’s an undeniable fixation on consumerism. Social media provides a constant showcase of luxury products and ideals that influence purchasing decisions and spending habits in a way that many people find hard to ignore. The problem is that it’s causing many people to get caught up in lifestyles that are outside of their actual financial means.

Whether we’re browsing online or visiting a physical store, shopping has overwhelmingly moved from a need and want basis, to one of entitlement that is conveniently disguised as self-care. Marketers and retailers offer encouragement by telling us repeatedly that we deserve to be the proud owner of the objects of their campaigns. They tempt us to escape from some aspect of our daily lives by participating in intense sessions of retail therapy. The irony is that all of these behaviours are not making us feel better over the longer term. The items you bought that you really didn’t need are actually contributing to a far more debilitating risk: existing and daunting amounts of financial stress.

When bills arrive that can’t be paid; when you worry how to create a meal with the insufficient groceries left until next payday; when you realize that the products you happily bought no longer provide that sense of euphoria, these are all times when financial stress peaks and affects people’s physical and mental health.[3] In fact, while you may think of financial stress as something that happens in the moment, studies show it affects us chronically, manifesting as poor health, relationship difficulties, crippling debt and uncertainty about the future. At its most severe, financial stress can trigger anxiety and become a contributing symptom of depression.

While a little bit of stress in your day is healthy and can be the catalyst that motivates you, chronic financial stress is “especially toxic” and persistent.[4]

Physically, financial stress can show up initially as a cold or the flu and then escalate to include stomach aches, generalized pain and headaches. The longer the stress continues, the more people are at risk of developing hypertension, heart disease, diabetes, and even experiencing flare-ups of auto-immune disorders like rheumatoid arthritis.[5]

From an emotional and mental health perspective, chronic financial stress can trigger anxiety and depression. Untreated, people can resort to unhealthy coping mechanisms that bring added complications. Behaviours such as stress-shopping, engaging in harmful substance use, or even gambling, can compound underlying mental health issues. It’s also possible for people to develop unhealthy relationships with food or within family relationships as reactions to growing and seemingly unmanageable levels of stress.

Addressing your financial situation is essential because as you learn how to manage it better, the sources of stress are reduced or eliminated. You’ll feel like you are regaining control of your life and can look to a defined and more stable financial future.

One of the best ways to understand your financial situation and begin to reduce stress is to start with basic budgeting. Making a list of all monthly income and spending, break it down into non-discretionary (musts) and discretionary (nice-to-haves) categories. Once you look at where your money is going and how you are spending it, you can begin to understand your cash-flow, learn about your spending patterns, and see where your spending traps exist, which can allow you to formulate a plan of change. Initially, you might want to move to using cash-only until you get a better idea of how to work within a budget. Seeing where and what you are spending on is important. Many financial transactions today are cashless, and overspending can occur with ease. Put your debit card away for a while so you can observe the rate at which you spend. That might include an audit of money wasters that tempt us every day – like upscale coffees. It could also reveal how much can be saved in invisible spending, like bank fees.

Another area to focus on is managing credit responsibly and wisely. You should know your credit score and understand the significance it has in your personal economy. It’s used to grant you credit for vehicles, housing, and even as a measure of responsibility and trustworthiness by some employers. You can request your credit report from Equifax Canada and TransUnion Canada. These are the only two credit bureaus that operate in Canada, and they offer information about both your credit history (credit report) and credit scores (creditworthiness). Be smart and hold only the necessary amounts of credit that you can manage so that you can pay these bills on time. It is in your best interest to pay off any credit purchases monthly, so you will not accumulate interest charges. However, many Canadians do carry a balance on their credit accounts. Regardless, you should investigate what fees, interest rates, and limits are there as controls on your account. You should also look at what kinds of purchases you are making on your credit card. If you are shocked by any of these, contact your credit card lender. You may want to see if there is a different product available to help you manage your credit better. They will also be able to help you if there are fraudulent charges billed to your account.

You can pay off multiple credit card debts using what is often referred to as the “snowball” method of repayment. With it, you start aggressively paying off the smallest debt with extra discretionary funds, while continuing to make the minimum payments on each account. When the smallest debt is gone, close the account. Next, put everything you had been paying on that card onto the next-smallest balance, in addition to the minimum payment. Keep repeating this process until you work through all of the debt on your credit accounts. Ensure that you only use credit for emergencies, large purchases, or travel and that you have the funds to pay the debt off as soon as possible. Some people have been known to stop carrying their credit cards and freeze them in a block of ice to avoid temptation. While you may not need to go to that extreme, evaluating your knowledge and use of credit is still an essential part of reducing financial stress.

Developing better awareness of your finances may help you re-evaluate whether or not you actually need to spend your hard-earned money. Avoid temptations presented through social media. Trends such as subscription boxes and “free” prizes often require you to provide your credit card information to receive these “limited-time offers” and exclusive deals for you alone. Do you really need to belong to a product-of-the-month club? Know that online advertising is targeted using complex algorithms that are based on your browsing activities. You may be able to configure some user settings to increase privacy and reduce the frequency and types of advertising that pop-up online.

Here are some other things to watch for:

  • You should also be wary of luxury products being marketed by celebrities and influencers. They are often too good to be accurate and do not stand up to their claims.
  • Avoid using online and app-based food delivery services. Prices are often inflated to build in some profit for the service. Consider limiting the frequency of eating out or “ordering in” to once a month or every few months. Preparing and eating home-cooked meals is much easier on your finances and often much healthier.
  • Online shopping can be swift and tempting. Consider unsubscribing from marketing emails that are sent to advertise sales and encourage you to shop deals offered during “flash sales” because you likely don’t need the products. Don’t get caught up in corporations trying to influence your buying. You need to be the one in control. It doesn’t mean you can’t ever shop online but do so on your terms. If you are considering purchasing garments, evaluate both the quality and the value in terms of “cost per wear” to determine when you will have gotten good use from the item of clothing. If it’s something you will only wear once or infrequently, try to avoid high costs, as you won’t recoup the value with multiple uses.
  • Similarly, don’t get caught up in the marketing around upgrading technology with each new release that a manufacturer issues. Think about the purpose of your devices, like computers and mobile phones, and whether the current model is still meeting your needs. The same holds true with vehicles. You should aim to get as much use from these products as possible while they are performing the job you need them to do. Plan to conduct a review every few years or when something is no longer operating or serviceable.

Another area to explore is the surge in popularity in the second-hand/up-cycling economy. There are many online tools available to purchase gently-used or sometimes like-new goods from sellers. Thrift stores also can be a good source for many household and clothing items. As demographics shift, many households are downsizing and having an estate or garage sale. You may consider selling or donating some of your own goods through these tools to de-accumulate things you no longer need.

A final step on the path of reducing financial stress is actually looking ahead. Consider realistic needs that you may have in both the short and longer terms. Are you considering a vacation? Why not set aside savings within your monthly budget to help pay for it without creating financial strain. Do you have an upcoming event where you will need to purchase something to wear? Again, work within your budget to save in advance so that you don’t overspend. You can also apply this methodology to celebrations throughout the year. Establish a budget for gifts and save in advance so that you are well prepared and know exactly how much you have to spend. Then, turn to longer-term savings for retirement through investments. Developing a financial plan might sound intimidating, but it doesn’t need to be complicated. You can start by saving as little as $20 a week. The point is that you are breaking bad financial habits and developing healthy ones. You can work towards expanding your retirement or investment savings more fully once you have alleviated immediate stressors such as credit card debt.

Overall, reducing financial worries and managing the stress positively and proactively by facing challenges head-on can help people develop a healthier, more balanced approach to finances – where stress is minimized – and a healthier self. Taking control of your financial situation and making many small improvements in managing your finances will help you gain momentum. Don’t forget to celebrate little goals along the way as you take control!

References:

[1] Hay, Susan. (2019, November 16). Most Canadians worry about their finances every day for about an hour. Global News. Retrieved January 6, 2020 from https://globalnews.ca/news/4671876/canadian-finances-worry/

[2] Hay, Susan. (2019, November 16). Most Canadians worry about their finances every day for about an hour. Global News. Retrieved January 6, 2020 from https://globalnews.ca/news/4671876/canadian-finances-worry/

[3] Kondo, Marie. (2016, January 5). Spark Joy – An Illustrated Master Class on the Art of Organizing and Tidying Up. Ten Speed Press.

[4] Scott, Elizabeth. MS. (2019, December 1). Coping With Financial Stress in Your Life. verywellmind.com. Retrieved January 6, 2020 from https://www.verywellmind.com/understanding-and-preventing-financial-stress-3144546

[5] Gallo, Linda, Ph.D. (n.d.) Speaking of Psychology: The stress of money [Podcast]. Episode 22. American Psychological Association. Retrieved January 6, 2020 from https://www.apa.org/research/action/speaking-of-psychology/financial-stress

The Many Faces of Anxiety

The Many Faces of Anxiety


Despite the debilitating symptoms that anxiety can lead to, it is treatable. With the support of friends and family, as well as a combination of counselling, self-care techniques, and a doctor’s advice, people with anxiety can lead healthier, happier lives.

If you’re suffering from anxiety, support from EFAP providers, physicians, and primary care practitioners is crucial. Here are the facts you need to know about the many faces of anxiety, including the signs and symptoms, and what you can do to put yourself on the road to recovery.

The main types of anxiety disorders

Anxiety comes in many forms, and is highly dependent on the existing physical, emotional, and psychological stressors in your life. (1) Typically, anxiety can be classified into six categories:

  1. Generalized Anxiety Disorder (GAD). One of the most common forms of anxiety, this disorder is typically characterized by chronic, persistent, and severe feelings of anxiousness, panic, fear, tension, and worry without immediate provocation, or the ability to identify the source of these feelings.
  2. Panic Disorder. Characterized as a condition consisting of persistent panic attacks, panic disorder is accompanied by extreme and unexpected fear, shortness of breath, heart palpitations, dizziness, and nausea.
  3. Agoraphobia. Characterized as fear and avoidance of places or situations that might cause a person to panic or feel trapped, helpless, or embarrassed. Often accompanied by Panic Disorder because people come to fear places in which they have had a panic attack.
  4. Social Anxiety Disorder. Characterized by excessive self-consciousness in everyday situations to the point of developing a social phobia. People with extreme forms of Social Anxiety Disorder may endeavor to avoid social events at all cost.
  5. Separation Anxiety Disorder. Though this typically affects children who are separated from their parents, this disorder can affect adults with equal severity, and involves a fear or anxiety of being separated from a loved one. Separation anxiety can occur due to a separation in any relationship, including friends, loved ones, and even pets.
  6. Phobias.  Classified based on the extreme fear of a person, thing, archetype, or abstract concept. (2) These fears typically develop in early childhood, but may develop later in life based on a traumatic incident or stressful situation. Phobias can get in the way of a person’s daily life, if the subject of the phobia is persistently present.

Though anxiety disorders typically develop in a person’s 20s or 30s, they can be triggered at any point in a person’s life, especially if a traumatic or stressful event has occurred. If a person has an existing genetic predisposition to mental health issues, the likelihood of developing a form of anxiety is higher than if no predisposition is present. In addition, a person can have a combination of several anxiety disorders simultaneously.

The signs, symptoms, and causes

Although genetic predisposition, traumatic events, and current life circumstances are all factors in the development of an anxiety disorder, the exact cause of anxiety disorders is relatively unknown. Therefore, the diagnosis and treatment of anxiety disorders can only be properly assessed on a case by case basis.

If symptoms persist over a few months, or if the anxiety elevates in severity, an anxiety disorder is typically present. (3)

These symptoms can include:

  • Panic, fear, and a persistent sense of uneasiness
  • Sleep issues
  • An inability to stay calm or still, especially in a stressful situation
  • Tingling in the hands, feet, and other limbs
  • Cold or clammy skin
  • Shortness of breath
  • Tension in the joints or muscle tissue
  • Dry mouth
  • Nausea
  • Localized pain, especially in the jaw, neck, and chest

If you have any of the above symptoms and suspect that you may be suffering from an anxiety disorder, speak to your doctor or a mental health professional with the capability of making a definitive diagnosis.

The long term effects

If left untreated, anxiety can take a definite toll on the physical and mental health of the individual, and its impact can cause issues with attention, memory, neurological impulses, and an overall sense of health and well-being.

Persistent, untreated anxiety can have long term repercussions on several aspects of the body, including: (4)

  1. The Central Nervous System. Elevated levels of stress over an extended period of time can increase hormone distribution throughout the body, resulting in weight gain and hormonal issues.
  2. The Cardiovascular System. Increased heart rate and difficulty breathing can increase the risk of high blood pressure, heart disease, and various coronary events.
  3. The Excretory and Digestive System. Stomach aches, loss of appetite, and digestive issues are all contributing factors to the development of chronic digestive issues, such as Irritable Bowel Syndrome (IBS).
  4. The Immune System. Acute stress has been linked to weakening the immune system, leaving anxiety sufferers more vulnerable to infections and illnesses.
  5. The Respiratory System. Rapid, shallow breathing can worsen symptoms related to asthma and other respiratory illnesses.

Anxiety can affect anyone of any gender, race, or background. However, research indicates that anxiety disorders typically affect women more prevalently. In Canada, of the 0.7% to 1.5% of the population affected, the majority are women, and in the United States, women are twice as likely to develop an anxiety disorder as their male counterparts. Overall, an estimated 1 in 10 Canadians are affected by an anxiety disorder, and 18% of the population are affected in the United States.

Getting Help

In all cases where anxiety is concerned, support is crucial. Most people with anxiety will find that having a strong, supportive environment helps in their journey towards a happier, healthier life, free from anxiety. (5) If you’re suffering from anxiety, be sure that you’re surrounded by friends, family, and colleagues that support your mental health journey.

Treatment for anxiety is prescribed on a case to case basis, but the three most common treatments are: (6)

  1. Talk therapy, which involves receiving counselling services from but not limited to a licensed psychotherapist or psychologist.
  2. Cognitive Behavioural Therapy, a form of talk therapy that involves identifying and changing any potentially harmful and unhealthy behaviours. (7) Talk therapy is the most effective intervention for overcoming and managing an anxiety disorder.
  3. Medication, which is prescribed only when necessary by a licensed psychiatrist or doctor, and is only used in the case of some forms of anxiety or anxiety disorders.

Once an anxiety disorder is considered to be under control, or deemed manageable, it’s crucial to practice forms of self-management in order to aid you in your recovery process. The process of managing anxiety is very individual, but will often include avoiding specific triggers that could elevate your stress levels, practicing relaxation techniques (e.g. meditation or yoga), speaking with supportive friends or peers, exercising, and continuing to check in with your therapist or medical professional on a regular basis.

Practicing self-care, whether it involves talking to friends, having a warm bath, or going to the gym, is an integral aspect of your recovery journey.

Conclusion

Although anxiety can feel debilitating, it doesn’t have to get in the way of your everyday life. Recovery is all about patience: remember that it can take time before you start feeling a difference, especially if you’ve started to take medication. Give yourself the time and space to heal, and you’ll find that the journey is ultimately more manageable.

With proper treatment, it’s possible to recover from an anxiety disorder and live a healthier, more productive life, free from any fear or worry that might have once hindered you in having a strong, stable sense of self.

References:
1. HHS.gov Source: https://www.hhs.gov/answers/mental-health-and-substance-abuse/what-are-the-five-major-types-of-anxiety-disorders/index.html

2. Wodele, Andrea & Solan, Matthew. (2017) Source: https://www.healthline.com/health/phobia-simple-specific

3. Browne, Dillon. (2018) Source: https://www.medicalnewstoday.com/articles/323454.php#treatment

4. Cherney, Kristeen. (2018) Source: https://www.healthline.com/health/anxiety/effects-on-body#8

5. WebMD (2019) Source: https://www.webmd.com/anxiety-panic/guide/anxiety-disorders#1

6. Smith, Melinda & Segal, Robert & Segal, Jeanne. (2019) Source: https://www.helpguide.org/articles/anxiety/therapy-for-anxiety-disorders.htm

7. Gitter, Ana. (2019) Source: https://www.healthline.com/health/behavioral-therapy